Interest Rate

1. Saving

SchemeInterest RateMinimum BalanceInterest Posting
GMM Saving4.50 %500.00Quarterly
General Saving5.00 %1,000.00Quarterly
Senior Citizen Saving5.50 %500.00Quarterly
Bishesh Saving6.00 %5,000.00Quarterly
Gurkha Premium Saving6.50 %20,000.00 Quarterly

2. Khutruke

SchemeInterest RateInterest Posting
1 year8.00 %Monthly
2 year8.25 %Monthly
3 year8.50 %Monthly

3. Fixed Deposit

DurationMonthlyQuarterlyAnnualyOn Mature
6 Month---8.00 %
9 Month---8.50 %
1 Year7.50%8.00%9.00%9.00%
2 Year8.00%8.50%9.25%9.50%
3 Year8.50%9.00%9.50%10.00%

4. Loan

SchemeInterest RateSchemeInterest Rate
Business Loan14.00%Hire Purchase15.00%
Education Loan14.00%Land Purchase15.00%
Housing Loan14.00%Personal Loan15.00%
Agriculture Loan15.00%Other Loan15.00%
Loan Against FD+2 or 14.00 % industrial loan14.00 %